APR and interest structure
Compare the annual percentage rate, whether it is fixed or variable, and when interest begins.
Financing Options
Financing options for home comfort.
Explore lender financing for a repair or new system. Compare the full terms and total cost before deciding whether financing fits your project.
- Online application options
- Multiple lender options
- Licensed & Insured
- Since 2014
Financing is subject to credit approval. Ask for details.
Compare lender terms Review APR, term, fees, and total cost
How It Works
Three simple steps to comfort
No runaround, no pressure - just a clear path from application to a home that feels right again.
01
Apply
Complete a lender application online or over the phone.
02
Get a Quick Decision
Submit a lender application for a credit decision.
03
Schedule
If approved and you accept the lender's terms, schedule your repair or new system.
Financing is subject to credit approval. Ask for details.
Why Consider Financing
One possible way to pay over time
Explore financing options for a repair or replacement project.
Compare ways to pay
Review lender terms alongside your other payment options for a repair or replacement.
Quick Credit Decision
Submit an application and receive a credit decision from the lender.
Repairs or new systems
Financing may be available for a single repair or a full installation, subject to lender approval and terms.
Financing is subject to credit approval. Ask for details.
Neutral Comparison Checklist
Compare the full cost, not just one number
Offers and terms come from each lender. Before applying or accepting financing, review the lender's current disclosures and compare these items.
Term and total cost
Look beyond a payment amount: compare the number of payments and the total amount paid over the full term.
Fees and special terms
Check for account, late, prepayment, or other fees and understand any promotional financing conditions.
Project timing and lender rules
Confirm approval timing, expiration dates, eligible purchases, and when payment is sent for the project.
Financing is subject to credit approval. Ask for details.
Lender Options
Compare financing lenders
Apply directly with a lender. We can explain which project information may be needed, but each lender sets its own offers, terms, and approval criteria. Compare the lender disclosures before choosing.
Wells Fargo Home Projects®
Buy today and pay over time with the Wells Fargo Home Projects® credit card. Convenient monthly payments, convenient online account management, and special financing offers on qualifying purchases.
Credit issued by Wells Fargo Bank, N.A. Financing is subject to credit approval.
Apply with Wells Fargo
Synchrony Bank
Financing options are available through Synchrony Bank for repairs and new comfort systems.
Financing is subject to credit approval. Terms are set by Synchrony Bank.
Apply with Synchrony
Michigan Saves
Michigan Saves is the nation's first nonprofit green bank. As an Authorized Contractor, we can help you explore financing for qualifying energy-efficient upgrades.
Financing is subject to credit approval. You'll need our contractor ID - 203605 - on your application.
Apply with Michigan SavesCredit issued by Wells Fargo Bank, N.A. Financing is subject to credit approval. Ask for details.
3 Financing sources
Online Application options
24/7 Emergency calls answered
2014 Trusted locally since
Good To Know
Frequently asked questions
Is it hard to qualify?
Each lender determines approval using its own application and criteria. Submitting an application does not guarantee approval. Financing is subject to credit approval.
Can I finance a repair, not just a new system?
Yes. Financing options are available for repairs and full installations. Financing is subject to credit approval. Ask for details.
Ready When You Are
Do it right, pay over time.
Tell us about your project and we'll point you to the lender applications. Our office is open Monday-Friday 8-5, and emergency calls are answered 24 hours a day.
All estimates are free. Diagnostic visits are charged; ask for the current fee when scheduling. All service and installation labor is backed by our guarantee: if our work is not right, we keep working until it is.
(313) 789-5200Financing is subject to credit approval. Ask for details.